DPF Mortgage Specialists are celebrating our 18th Birthday and we wish to thank all our wonderful clients and staff for all your generous support.
Now that we are legally old enough to drink … It’s time to celebrate !!!
Latest News
Celebrating our 18th Birthday
How much do I need to save to buy a home ?
There are 2 potential answers to this question …
Answer 1
$Nil – If your parents are able to provide a Limited Guarantee.
Answer 2
5% of the purchase price. Please note that if you are not eligible to receive the First Home Owners Grant you will also require additional funds to cover the “other costs” associated with purchasing a home / unit (e.g. Legal Fees, Insurance, Body Corp, Council Rates, etc).
Avoid being disappointed … Talk to our Mortgage Specialists to learn how to improve your chances of being approved when applying for your new Home Loan.
Reserve Bank Announcement …
The Reserve Bank Board has voted to retain the Official Cash Rate at the current record low 2% until the next RBA Board meeting in February 2016.
If your Bank has recently increased the Variable Interest Rate on your Home Loan there are two options available to you.
Option 1: Consider switching all / part of your Home Loan to a Fixed Interest Rate with your existing Bank as the Fixed Interest Rate may be lower than your Variable Interest Rate.
Option 2: Consider refinancing to a Bank with a lower Interest Rate. (Please Note: Several Banks are currently offering to pay up to $1,500.00 to cover your refinancing costs)
Please “CONTACT US” or telephone 07 5527 4744 if you wish to discuss your options.
Gold Coast based Broker helping families across Australia
If you can see your town or city in this photo DPF Mortgage Specialists can help you with your Home Loan.
Please call us on 07 5527 4744 or click on “CONTACT US” to talk with our experienced Mortgage Specialists.
After all …
WE WORK FOR YOU … not the Bank
New Generation Home Loan
Finally a “New Generation” loan facility has arrived whereby your Investment Property Loan can reduce the Interest Rate on your Home Loan.
Talk with our Mortgage Specialists by clicking on “CONTACT US” or telephone 07 5527 4744
Melbourne Cup Sweep
WOW … What an awesome response we have had to this year’s
DPF Mortgage Specialists Melbourne Cup Sweep.
The drawing of the horses is now complete and below are the names of the lucky individuals who are in the running to win
1st Place: $100.00 Coles Myer Voucher
2nd Place: $50.00 Coles Myer Voucher
3rd Place: $20.00 Coles Myer Voucher
Thank you to all who have entered and may you all enjoy the 1st Tuesday in November celebrating the “Race that Stops a Nation”.
Home Loan Rate 3.99% p.a. (CR 4.19% p.a.)
Is your Bank increasing your Home Loan interest rate ???
There are Banks & Non-Bank Lenders who have not followed the pack and continue to offer interest rates as low as 3.99% p.a. (CR 4.19% p.a.).
CALL US … WE CAN HELP !
QPCU joins Broker’s panel
DPF Mortgage Specialists are pleased to welcome QPCU (Qld Police Credit Union) to our extensive panel of Banks and Non-Bank Lenders.
If you or your family have ever worked with the Qld Police, Ambulance, Fire Service, Qld + Local + Federal Government, SES, Emergency Services, and many more … you may be eligible to access the low interest rates offered by QPCU.
Please call 0755274744 or “CONTACT US” if you wish to know more.
Westpac increases interest rates whilst other Banks reduce rates
Westpac has announced an increase to the Variable Interest Rate for all existing and new Home Loans & Investment Property Loans.
The increase will be effective on 20th November 2015 with Westpac Variable Interest Rates rising to:
Home Loans
5.68%p.a. (CR 5.82%) – Standard
4.98%p.a. CR 5.35%) – Premier Advantage Package discount of 0.70%
Investment Property Loans
5.95%p.a. (CR 6.09%) – Standard
5.25%p.a. (CR 5.62%) – Premier Advantage Package Discount of 0.70%
These increases are the result of recent penalties being applied to Westpac by APRA, and whilst Westpac is incurring the wrath of APRA, other Banks are continuing to offer record low variable interest rates from:
Home Loans: 3.99%p.a. (CR 4.43%)
Investment Property Loans: 4.14%p.a. (CR 4.15%)
Based on these interest rates a Westpac customer with a loan amount of $400,000.00 can be paying higher interest charges of
Home Loans: $3,960.00 p.a. – $6,760.00 p.a.
Investment Property Loans: $4,440.00 p.a. – $7,240.00 p.a.
There are several options that may be available to Westpac customers to protect themselves from paying these higher interest rates.
Our Mortgage Specialists will personally be contacting all DPF Mortgage Specialists clients with Westpac loans over the coming days to discuss the impact of these changes and their options.
If you have any questions, or you have a friend / family member would like to discuss their options, please do not hesitate to call ph: 0755 274744 or click on ” CONTACT US “.
2% Cash Rate here to stay for a while yet
The Reserve Bank Board have voted to retain the Official Cash Rates at the current record low level of 2% for October.
This announcement supports the view of many senior economists who believe the Australian Economy is performing well and continuing to grow at a manageable pace.
